Enjoy attractive interest rates starting at 9.9% p.a. with flexible EMI options on NAVI.
About ₹50,000 Personal Loan
Financial emergencies come unannounced. Instead of breaking your FD or any other savings instrument, you could opt for an instant personal loan of ₹50,000 with Navi. Enjoy competitive interest rates and flexible EMI options with Navi Personal Loan.
Getting a loan from Navi is easy and hassle-free. All you have to do is download the Navi app from Google Play Store and apply for the loan. The entire process is online – from application to disbursal. You will get the amount disbursed to your account within a few minutes.
Features and Benefits of ₹50,000 Personal Loan
- Instant approval and disbursal
- 100% paperless process
- Loan amount of your choice
- Flexible EMI options
- Attractive interest rates
- No pre-closure charges
How to Apply for a ₹50,000 Personal Loan?
Follow the below steps to get an instant ₹50000 loan:
- Install the Navi App
- Download the Navi App from Google Play Store or App Store
- Check eligibility
- Provide the loan details
- Complete KYC verification
- Link your bank account and Get your loan
Eligibility Criteria and Documents Required
- Indian Resident 18-65 years of age
- PAN Card Holder
- Salaried or Self-Employed
- Aadhaar Card Holder
₹50,000 Personal Loan Interest Rates in India
Navi provides Online personal loan at lucrative interest rates that start from 9.90% per annum. However, the interest rate set for you will depend on your eligibility.
| Interest Rate | 9.90% p.a. onwards |
| Processing Fee | Up to ₹7,500 |
| Loan Amount | Up to ₹20 lakh |
| Loan Prepayment Fee | Nil |
| Loan Tenure | From 3 to 72 months |
How to Calculate EMI on ₹50,000 Personal Loan?
You can either manually calculate the EMI on your ₹50,000 personal loan or use a personal loan EMI calculator. The formula for calculating your EMI amount is mentioned below:
EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.
Navi Personal Loan in Your City
- Bengaluru
- Kolkata
- Jaipur
- Kerala
- Coimbatore
- Ahmedabad
- Delhi
- Mumbai
- Chennai
- Hyderabad
- Pune
- Kolkata