Know How To Get ₹ 6000 Personal Loan Urgently
Need a ₹6000 personal loan instantly? From an emergency to planning a holiday for the family, a personal loan is very multipurpose and can be very helpful for immediate financial necessities. Check see how to get an urgent ₹6000 personal loan online.
Purpose of a 6000 Personal Loan
An Rs. 6000 loan can be used for a variety of purposes, such as – Credit Card Bills, Travel Goals, Medical Bills, Shopping, Online Courses.
6000 Personal Loan Interest Rates in India
Banks / NBFC’s offers attractive personal loan interest rates, starting from 9.9% p.a. However, the actual rate of interest depends on the eligibility.
| Interest Rate | 9.90% – 36.00% |
| Processing Fee | Up to ₹7,500 |
| Loan Amount | Up to ₹20 lakh |
| Loan Prepayment Fee | Nil |
| Loan Tenure | From 3 to 72 months |
Eligibility Criteria For An Instant Rs. 6000 Personal Loan
Banks / NBFC’s have simple eligibility criteria for borrowers to get an emergency loan of Rs. 6000 are as follows.
- The borrower should be between 21 years and 57 years
- He/she must earn a minimum of Rs. 13,000 or more monthly
- Income must be credited directly to their bank account
- To qualify for a 6000 loan, the applicant must possess a minimum CIBIL score or Experian score of 650
| Criterion | Particulars |
| Nationality | Indian |
| Age | 21 years and above |
| Nature of Employment | Self-employed or salaried individual |
| Monthly Income | Rs. 13,000 and above |
| Minimum Work Experience | 2-3 years |
| Credit Score | 600 or higher |
| NTC score (For applicants new to credit scoring) | 150 and above |
Given below is a city-wise breakdown of the income and credit score requirements –
|
Income must be credited directly to your bank account |
|||
|
Salaried Individuals |
Minimum In-Hand Income |
Area of Residence |
CIBIL Credit Score Requirement |
|
Rs 13,500 |
Any |
CIBIL Score of 650 /Experian Score of 650 and above |
|
|
Rs 20,000 |
Mumbai/Thane or the NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.) |
New to Credit or CIBIL Score of 650 /Experian Score of 650 and above |
|
|
Rs 15,000 |
Metro City other than Mumbai and NCR |
CIBIL Score of 650 /Experian Score of 650 and above |
|
|
Self-Employed Individuals |
Rs. 15,000 |
Any |
CIBIL Score of 600 /Experian Score of 650 and above |
Documents Required For Instant Rs. 5,000 Personal Loan
For a personal loan of Rs. 5,000, the bare minimum documentation is as follows:
- Your PAN number
- Your mobile number will have to be linked to your Aadhaar card for KYC verification
You must also enable the auto-debit facility on your bank account in order to permit automatic withdrawals from your account. Use a debit card, net banking, or a NACH form to finish this quick procedure.
The auto-debit facility will enable you to pay your EMIs automatically each month, eliminating the need for manual intervention.