Bajaj Finserv Personal Loan Interest Rates 2024, Documents, EMI, Eligibility

Check lowest personal loan interest rates from Bajaj Finserv, Calculate EMI, Eligibility, Loan Amount, processing charges, Documentation, Income Required, Customer Care Number, Application Status.

Avail Bajaj Personal Loan up to Rs.25 Lakh is designed to meet your diverse needs, whenever you need it. Be it a vacation, a marriage, medical emergency, debt consolidation, higher education or even further education. now your plans need not wait, with our 5-minute online Personal Loan approval and cash-in-bank in 48 hours.

Bajaj Finance Personal Loan Interest Rates

For instant loan approvals online of up to Rs. 25 lacs

Types of Bajaj Finserv Personal Loan

Personal Loan for Wedding – Features and Benefits

1. Marriage Loan of up to Rs. 25 lakh.
2. Tenors between 24 months up to 60 months
3. Get loan approval in 5 minutes
4. After completing documentation and verification, money disbursed in 24 hours.
5. Flexibility – Borrow money and prepay it when you have money.
6. Get customised pre-approved offers when you apply for a loan from Bajaj Finserv.

Personal Loan for Travel – Features and Benefits

Plan an vacation accross the world. Avail loan up to Rs.25 lakh and manage your ticket bookings, hotel accommodation and more. The can be easily availed by salaried professionals. Vacation loan comes with low fees and nominal charges.

1. Travel Loan of up to Rs. 25 lakh.
2. Get loan approval in 5 minutes
3. After completing documentation and verification, money disbursed in 24 hours.
4. Flexibility – Borrow money and prepay it when you have money.
5. Track your repayment schedule and other loan details with your online account

Personal Loan for Medical Emergency – Features & Benefits

Bajaj Finserv medical emergencies loan can be availed by salaried professionals.

1. Medical Loan of up to Rs. 25 lakh.
2. Repayment period 24 months up to 60 months
3. Get loan approval in 5 minutes
4. After completing documentation and verification, money disbursed in 24 hours.
5. Flexibility – Borrow money and prepay it when you have money.
6. Get customised pre-approved offers when you apply for a loan from Bajaj Finserv.

Bajaj Flexi Loans – Features and Benefits

Flexi Loan has a special type of facility where borrow can get access to a pre-approved loan limit based on your credit rating. Special Feature – Pay interest only on loan amount you utilize, and get the option to pay only interest amount as your EMI for 1st year.

1. Simply withdraw money from your loan limit and transfer it directly to your account
2. Part-prepay your loan whenever you have surplus funds, without any extra charge.
3. Reduce EMI amount up to 50 % by paying only interest as your EMI and principal amount at the end of your tenor.
4. No additional documentation or extra charges required to withdraw funds multiple times.
5. Withdraw and part-prepay funds through the online customer portal, Experia, for hassle-free and smooth processing.
6. ou are charged interest on a daily basis, as per the amount utilized at the end of the day.

Eligibility Criteria

Personal Loan For Doctors Features & Benefits

Bajaj Personal Loan for Doctors, can be used for various expenses like wedding, further education and for more purposes. Below is the list mentioned.

1. Loan up to Rs. 37 lakh.
2. Quick Processing online application facility.
3. Flexi Loan Facility, with a fixed loan limit given to borrower for a pre-decided repayment period.
4. Repayment from 12 months to 96 months.
5. Minimal documentation required.
6. No need for guarantors .
7. Part-prepayment cahrges NIL. The prepaid amount must be eqaul or more than the value of 3 EMIs.
8. Exclusive pre-approved offers, so you get more value for your money.

Eligibility Criteria

1. Super-specialist doctors (MS/MD/DM) – No minimum post-qualification experience required.
2. Graduate Doctors (MBBS) – Minimum 2 years of post-qualification experience required.
3. Dentists. (BDS/MDS) – Minimum 5 years of post-qualification experience required.
4. Ayurvedic and Homeopathic Doctors: BHMS/BAMSM – inimum 6 years of post-qualification experience required, and must own a house or clinic.
5. Homeopathic Doctors: DHMS – Minimum 15 years of post-qualification experience required, and must own a house or clinic.

Loans for Chartered Accountants Features & Benefits

Bajaj Finserv Chartered Accountants Loan is a tailor-made suite for a practicing chartered accountant’s unique personal and professional needs.

1. Loan up to Rs.35 lakh
2. Withdraw funds as per your needs and repay the loan as you have extra funds.
3. Guarantor or collateral are not required
4. Tenor from 12 months up to 60 months
5. With personalised offers that are pre-approved, you can get the most out of your loan
6. Online loan account accessible

Chartered Accountants Loan Eligibility Criteria
Below is the Bajaj Finserv Personal Loan for Chartered Accountants eligibility required.

1. Have a COP that is active for a minimum of 4 years.
2. Borrower should have a house/ office (At Bajaj Finance serviceable area)

Why you have to apply Personal loan with Bajaj Finserv?
* Approval in 5 Minutes, Cash in Bank Account within 72 Hours.

* Loans up to Rs.25 Lakhs

* First End to End Online Approval Personal Loan In India.

* Nil Pre payment and Foreclosure charges

* Pre Approved offers

Bajaj Finance Personal Loan Eligibility

You are a salaried professional.

1. In the following cities, you are drawing a monthly net salary of
Rs. 40,000 or more – Delhi/NCR, Mumbai, Hyderabad, Bangalore and Chennai, Thane.

2. In the following cities, you are drawing a monthly net salary of Rs. 35,000 or more – Ahmedabad, Pune, Kolkata, Aurangabad, Baroda, Chandigarh, Cochin, Coimbatore, Gandhinagar, Ludhiana, Madurai, Mandi Gobindgarh, Indore, Jaipur, Jalandhar, Jamshedpur, Jodhpur, Karnal, Khanna, Kolhapur, Ludhiana, Madurai, Mohali, Mysore, Nagpur, Nasik, Panchkula, Panipat, Rajkot, Vijayawada, Yamunanagar.

Bajaj Finance Personal Loan Document

Bajaj Personal Loan EMI calculator is easy to use because of graphical presentation, easy to understand and is amazingly fast to perform. You can calculate EMI for personal loan by using this calculator.

Enter the following information in the Personal Loan EMI calculator.

✓ Principal loan amount you wish to avail (rupees)
✓ Loan term (months or years)
✓ Rate of interest (percentage)
✓ EMI in advance OR EMI in arrears (for car loan only)

EMI calculation for personal loan based on loan amount, interest rates and repayment period.

List of Bajaj Finance Personal Loan Branches

New Delhi
✓ 3rd Floor, C – 111, Lagpat Nagar – I, Opp. Defence Colony Market, – 110024,New Delhi.
✓ 11 & 13 Floor, Aggarwal Metro Heights, Netaji Subhash Place, Pitampura, – 110034,New Delhi.
✓ Entire First Floor & Part Of Second Floor, (Unit Number 204, 205, 206 & 207), V-4 Plaza, Kp Block, Plot Number 16, Pitampura, – 110034,New Delhi.
✓ 2nd Floor, SCO 57, Sector -031, Pristine Mall, – 121001,New Delhi.

Bangalore
✓ 2nd Floor, Hosur Main Road Next To Wipro Building, Madivala – 560058,Karnataka.
✓ “301 to 306, 3rd Floor, ” “Prestige Towers,Residency Road,” – 560025,Karnataka.
✓ 3rd Floor, Office No. 303, Gold Tower Sr.No. – 50, Residency Road, – 560025,Karnataka.
✓ 8th Floor, Prestige Towers, Residency Road, – 560025,Karnataka.
✓ 2nd Floor, Shiva Complex, #1017 Dr. Rajakumar Road, 4th Block, Rajaji Nagar – 560010,Karnataka.
✓ 1st Floor, No. 2707/2, E Block, Ward No. 7, “Behind Swathi Garden Restaurant, Sahakar Nagar, ” – 560092,Karnataka.

Mangalore
✓ Door Number 23-1-98, “Sherton Square”, Opposite Casia Church, Morgans Gate, Jeppu, – 575001,Karnataka.

Chennai
✓ Old No – 102, New No – 256, Mudichur Road, Tambaram West, – 600045,Tamil Nadu.
✓ 3rd Floor, Kaba Plaza, No. 27, L B road, Indra Nagar, Opp. Adyar bus depot, Adyar, – 600020,Tamil Nadu.
✓ Unit No – 209, 210, 2nd Floor, Delta Wing, Raheja Towers, 177, Anna Salai, – 600002,Tamil Nadu.
✓ Unit Number 804, 805, 806, 8th Floor, Delta Wing, Raheja Towers, 177, Anna Salai, – 600002,Tamil Nadu.
✓ “1st Floor, SB Complex,W115, 3rd Avanue, ” Opp. Kandhaswamy Collage, – 600040,Tamil Nadu.

Mumbai
✓ 2nd Floor, South Wing, Nalanda, Plot No. 2/B, Samant Estate, Goregaon (East) – 400063,Maharashtra.
✓ 1st Floor, B-10, Shree Ram industrial Estate, Katrak Road, – 400031,Maharashtra.
✓ The Affairs, 7th Floor, Sector 17 Palm Beach Road, Vashi – 400705,Maharashtra.
✓ 5th Floor, A/501, Sagartech Plaza, Sakinaka Junction, Andhari Kurla Road, Andhari East, – -,Maharashtra.
✓ 4th Floor, 403, Accord Comm. Complex, Near Railway Station, Goregaon – East, – 400063,Maharashtra.
✓ 4th Floor, 271 Business Park, Industrial Estate, Off Western Express Highway, – 400063,Maharashtra.
✓ 3rd Floor, 271 Business Park, Model Industrial Estate, Near Virwani Industrial Estate, Off. Western Eststate Exp. Highway, Goregaon – 400063,Maharashtra.
✓ 6th Floor 603, Ishan Arcade, Building Number 2, Bhave Compound Opp. Gaondevi Temple, Gokhale Road, Naupada, Next To Mc Donald, Thane West – 400602,Maharashtra.
Pune
✓ 6th Floor, Bajaj Brand View, Cts 12b+31, Pune Mumbai Road, Wakdewadi, Pune, Maharashtra 411003
✓ 3rd Floor, Office No. – 301,C Wing, Kpct Mall, Sr. No. – 16, Hissa No. 1/1, Fatimanagar, Pune, Maharashtra 411040
Ahmedabad
✓ 3rd Floor,Unit No.302 To 306, Torquoise Building, Opp. Centre Point, Panchvati Rasta, Off C.G Road, Ahmedabad, Gujarat 380006
✓ 2, Aishwarya Complex, Jawahar Complex, Maninagar, Ahmedabad, Gujarat 380008
Surat
✓ 404 to 406, 4th Floor, Trinity Business Park, L. P. Savani Road, Surat, Gujarat 395004
Surat
✓ Office No. 501 To 508, 5th Floor, Tower B, Imperial Heights, Ring Road, Rajkot, Gujarat 360005.

Bajaj Finance Personal Loan FAQs – Frequently Asked Questions

Personal loan from Bajaj finserv is an unsecured (do not put any type of security) loan provided by a bank and non-banking financial company (NBFC) based on – income, previous credit record, repayment capacity, employment type and more. Personal loan is available for salaried and self-employed.